Buy Cheap No Exam Life Insurance
Reader’s Question:
I’m totally scared of needles. Is there some way to get life insurance without having to have blood tests here in Seattle, WA?
Esther
Seattle, WA
You’d be surprised to know, Esther, that there are a lot of people who feel the same way you do – men and women alike. I, myself, have been traumatized by needles at an early age. My veins were so hard to find, it usually took 3 to 4 pokes before they could get the needle in a large enough vein. Who wouldn’t be scared of needles after that, eh?
Well, to answer your question, Esther, I’m glad to report that most insurers in Seattle, WA, now offer the no exam life insurance coverage. The no exam life insurance coverage allows you to apply for life insurance with a company of your choice without having to undergo the usually required medical check-up. Free quotes for no exam life insurance can also be obtained online by entering your zip code on the space on this page. Having access to free life insurance quotes will enable you to get a clearer idea of how much the premiums in Seattle, WA are likely to be.
You do have to expect that premiums are likely to be higher because the lack of a medical exam increases your “riskiness”. The good thing is that most no exam life insurance policies offer a ten-day clearing period – time for you to review the terms of your life insurance policy and for them to validate your answers regarding your medical history. Within the agreed clearing period, you’ll be able to back out without any financial repercussions.
