Reader’s Question: I heard that it’s possible to get life insurance without having to go through a medical exam. If that’s possible then I’m very much interested in getting it through that way. Can you tell me how can I get one? Thanks! Ivy Austin, TX That’s correct Ivy. Buying life insurance without you having [...]

Readers Question: Can I get life insurance coverage without having to go through a medical exam here in Massachusetts? Roma Cambridge, MA Good question. Yes! These days there are many life insurance providers that allow you to buy No-Exam life insurance coverage. This trend is actually quite recent, created by the need of insurers to [...]

Reader’s Question: How does life insurance companies compute life insurance rates? I was talking to some life insurance agents here in South Carolina and all of them quoted higher rates for me. A friend told me its because I’m a smoker, is this true? Desmond Columbia, SC There are a lot of factors used to [...]

Reader’s Question: How can I buy a no exam life insurance in New Jersey? Ashley Newark, NJ Non medical exam life insurance is also called as no exam life insurance. Because life insurance companies want to avoid risks, they ensure that their customer is in good health or in fairly good health by taking a [...]

Reader’s Question:   I live here in Kansas and I am wondering if you would recommend that I get a No-Exam Life Insurance Policy?   Albert   Kansas City, KS   Normally, I would only recommend a No-Exam or guaranteed Life Insurance policy if you have been denied life insurance coverage multiple times there in [...]