Reader’s Question:

I’ve heard that there exists a no exam life insurance that will not require me to go through medical exams. How true is this? Is there one that I can avail here in my area?

Sheila

Austin, TX

Hi Sheila,

Yes it now exists along with the many innovations in today’s life insurance products. Why not view and visit online through company websites so you can conveniently see the offerings and the options available for you.

With the advent of the internet as well, some life insurance companies go instant- meaning all you have to do is input your application and you get your policy immediately in a short span of time. There are also some companies that offer this service offline! All you have to do is pay them a visit, get the application forms, the policies and the benefits attachment and you’re good to go.

This kind of insurance is most suited for applicants with pre-conditions or those who want to get away from the hassles of physical exams with long line ups for service and with establishments that has a location far away from your proximity.

Keep in mind to keep it short termed though by paying one time for one year term with fixed benefits. Provided you check online, I’m sure that a lot of no exam life insurance companies are surely bound for your meeting, with convenience and some instantly with favorable offerings in your area.