Reader’s Question:

Hi, I’ve heard that there is such thing as no exam life insurance which will not require me to go through medical exams. Is this true? Where can I possibly find it here in Austin, Texas?

Gino

Austin, TX

Hi there, Gino.

Whoever told you that there is no exam life insurance, they definitely have done their research. It’s true that no exam life insurance is already available in today’s life insurance products. It means just that – no exam. This revolutionary product is offered by different insurance companies. You can do your research by utilizing the internet and finding no exam term life insurance which definitely exists.

The no term life insurance is usually provided online. This is because there are life insurance that are instant. You simply have to input application and you get policy immediately after few minutes. Nevertheless, there are also offline insurance companies who already offer no exam life insurance. They simply offer application forms with the policy and the benefits attached to it. No exam life insurance is appropriate for applicants with pre-conditions or those who simply want to get away from tedious physical exams. Be wary however, that this could be short term. You have to pay one time for one year term and the benefit is fixed.

To get no exam life insurance, just check online. I’m sure that with insurance companies which have websites, you will find company in Austin, Texas with no exam life insurance. As long as you can get online, there’s no reason at all why you can’t get it instantly and conveniently.