Reader’s Question: I was explained the importance of buying a life insurance policy to protect my family here in Missouri when I die. But I am not confident in passing the medical examination to get my coverage, what can I do about that? Sofia Springfield, MO A lot of people know the importance of life [...]

Reader’s Question: How does life insurance companies compute life insurance rates? I was talking to some life insurance agents here in South Carolina and all of them quoted higher rates for me. A friend told me its because I’m a smoker, is this true? Desmond Columbia, SC There are a lot of factors used to [...]

Reader’s Question: Hi! I have a pre – existing medical condition and I’m worried about not being able to get life insurance. Can I get one here in Erie, Pennsylvania PA? Verne Erie, PA Hi there Verne. Great question. You see, a lot of life insurance companies are generally strict in approving life insurance for [...]