Reader’s Question: How can I buy a no exam life insurance in New Jersey? Ashley Newark, NJ Non medical exam life insurance is also called as no exam life insurance. Because life insurance companies want to avoid risks, they ensure that their customer is in good health or in fairly good health by taking a [...]

Reader’s Question: What are the benefits for choosing to get a Whole Life Insurance Policy from an agent here in Ohio? June Cincinnati, OH Whole life insurance policies are best for individuals nearing retirement age, and is looking into building up cash-value towards their money in the future. With this kind of policy you get [...]

Reader’s Question: I live here in Kansas and I am wondering if you would recommend that I get a No-Exam Life Insurance Policy? Albert Kansas City, KS Normally, I would only recommend a No-Exam or guaranteed Life Insurance policy if you have been denied life insurance coverage multiple times there in Kansas due to poor [...]

Reader’s Question: I’ve heard news of people getting HIV from needles used for blood tests. Whether or not that’s true, I’d hate to be the one to test it. Is there a way for me to purchase life insurance coverage while avoiding the hospitals here in Yonkers, NY entirely? Adeline Yonkers, NY Hi there, Adeline. [...]

Reader’s Question: I’m totally scared of needles. Is there some way to get life insurance without having to have blood tests here in Seattle, WA? Esther Seattle, WA You’d be surprised to know, Esther, that there are a lot of people who feel the same way you do – men and women alike. I, myself, [...]