Reader’s Question: What are the benefits for choosing to get a Whole Life Insurance Policy from an agent here in Ohio? June Cincinnati, OH Whole life insurance policies are best for individuals nearing retirement age, and is looking into building up cash-value towards their money in the future. With this kind of policy you get [...]

Reader’s Question: I’ve heard news of people getting HIV from needles used for blood tests. Whether or not that’s true, I’d hate to be the one to test it. Is there a way for me to purchase life insurance coverage while avoiding the hospitals here in Yonkers, NY entirely? Adeline Yonkers, NY Hi there, Adeline. [...]

Reader’s Question: I’m totally scared of needles. Is there some way to get life insurance without having to have blood tests here in Seattle, WA? Esther Seattle, WA You’d be surprised to know, Esther, that there are a lot of people who feel the same way you do – men and women alike. I, myself, [...]

Reader’s Question: What does no exam life insurance mean and is it available here in Indianapolis Indiana IN? Sounds to me like it’s too good to be true. How do I know it’s not just some insurance gimmick? Julian Indianapolis Indiana IN Hi there, Julian, those are quite valid questions indeed. First, let me explain [...]

Reader’s Question: My parents are both Filipinos who moved to the US because of work. Would this be a problem if I apply for no exam life insurance in Seattle Washington WA? Maria Seattle Washington WA Hi Maria! I’ve been to the Philippines a couple of times, mostly to Palawan and Manila. Palawan seemed like [...]